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Money
Money stories from Clickzyo, explained in plain words.
How to Pay for Christmas Without Going Into Credit Card Debt
Credit card debt hit a record $1.29 trillion. Set a holiday budget, save weekly until Dec. 25, avoid BNPL and deferred-interest traps, and pay off January balances.
How to Lower Your Electric Bill This Winter: 5 Steps That Actually Work
Electric-heated homes are expected to pay about $1,196 this winter, up 4%. Free and cheap ways to cut your heating bill, from thermostat setbacks to sealing drafts.